Free Mortgage Review — Serving All of Ontario

Find out how well-structured your mortgage really is. Takes about 3 minutes.

First Name *

Last Name *

Email *

Phone *

Province *

Your Mortgage Details

Tell us about your current mortgage(s). This helps us assess how well your financing is structured.

Property 1

Property Type

Estimated Property Value

Mortgage Balance Owing

Current Lender

Current Interest Rate

Term Type

Maturity / Renewal Date

Has Anything Changed?

Since you last qualified for your mortgage, have any of these life events happened? This affects whether your current mortgage structure still fits your situation.

Had a child or expecting Taken on new debt (car loan, credit card, line of credit) Income increased or decreased significantly Changed jobs or became self-employed Separated or divorced Disability or extended leave Approaching or entered retirement Bought or sold another property No major changes

Upload Your Mortgage Statement

This is optional but significantly improves the accuracy of your Mortgage Efficiency Score.

Your statement contains verified data — rate, balance, payment amount, amortization remaining — that lets us give you a precise analysis instead of an estimate.

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Drop your mortgage statement here

or click to browse — PDF, JPG, or PNG accepted

Privacy: Your documents are processed locally and encrypted. They are only shared with your assigned mortgage strategist and are never sold or distributed.

Your Mortgage Efficiency Score

Here's how well-structured your current mortgage is.

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out of 100

Life changes detected

Want the full analysis?

A licensed mortgage strategist will review your details and provide a comprehensive breakdown — no obligation.

We'll call you within 1 business day.

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Free Quarterly Reports — Included for Every Client

Once you're a Pathway Mortgage client, we don't disappear. Every quarter, we review your mortgage file and send you a personalized report.